Affordability Calculator · Washington
What can you comfortably afford?
Plug in your income, debts, and down payment to see a realistic Washington home price range — from conservative to stretch.
$120,000
$500
Cars, student loans, credit cards, etc.
$80,000
6.50%
1.00%
$1,800
Estimated Affordable Range
$441,103 – $483,037
Conservative (28/36) to stretch (31/43) DTI
Conservative: housing ≤ 28% of gross income, total debt ≤ 36%.
Stretch: housing ≤ 31% of gross income, total debt ≤ 43% — common FHA limits.
Educational estimates only. Lender pre-approval reflects credit, employment, reserves, and program-specific guidelines.
Educational estimates. Final loan amounts depend on credit, employment history, reserves, and program guidelines. Talk with a lender before committing to a price target.
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